FP&A Team Lead

World Business Lenders · Guatemala · posted 689mo ago

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About this role

World Business Lenders (WBL) provides general-purpose, short-term, real estate-collateralized commercial loans to small and medium-sized businesses throughout the United States that may not have access to traditional sources of funding. WBL is a U.S.-based company with a 100% remote workforce.
This is a remote Contract/Consultant position. Standard working hours are generally 9:00 a.m. to 6:00 p.m. Eastern Time, Monday through Friday. Additional hours may occasionally be required based on operational needs.
Excellent written and verbal English communication skills are required.

The FP&A Team Lead is a hands-on owner of a defined area within the FP&A function. The Team Lead is responsible for the quality, timeliness, and business usefulness of work in that area while leading and developing FP&A Analysts.
Current Team Lead assignments are Corporate Planning & Performance and Portfolio & Capital. Team Leads are expected to support the broader FP&A function as needed, but hiring and performance expectations will emphasize the assigned area.

Corporate Planning & Performance — annual budget and reforecasts; consolidated three-statement forecast; operating expense and headcount planning; variance analysis; and management reporting.
Portfolio & Capital — origination and portfolio forecasting; NPL, REO, and recovery forecasting; cash and liquidity; facility and covenant forecasting; and capital scenarios.

Lead, prioritize, and coordinate the day-to-day work of FP&A Analysts, including reviewing work and providing coaching and feedback.
Own recurring models, forecasts, analyses, and reporting within the assigned functional area.
Review financial models and analyses for accuracy, logical consistency, methodology, transparency, and usability, and reconcile outputs to source data and financial statements.
Analyze financial and operating results, identify material drivers, challenge assumptions, and develop clear management explanations.
Lead scenario, sensitivity, and other decision-support analyses within the assigned area.
Work with Accounting, Operations, and other departments to obtain required inputs, resolve discrepancies, and improve reporting accuracy.
Maintain clear assumptions, supporting schedules, version control, change logs, and process documentation for key models and reports.
Improve, standardize, and automate recurring FP&A processes and reporting.
Support broader FP&A, due-diligence, and strategic projects as needed.

Bachelor's degree or equivalent experience in Finance, Accounting, Economics, Mathematics, Business Administration, Data Analytics, or a related field.

Five or more years of progressive experience in FP&A, financial modeling, or a closely related finance role.
Prior experience leading, reviewing, mentoring, or coordinating the work of analysts or other finance professionals.
Strong understanding of the income statement, balance sheet, and cash-flow statement, including the ability to build and connect a three-statement model from scratch in Excel.
Advanced Excel and financial-modeling skills, including scenario analysis, model construction, and reconciliation to source data.
Strong analytical judgment and the ability to identify material business drivers in large or incomplete datasets.
Ability to communicate financial results, assumptions, risks, and recommendations clearly to finance and non-finance stakeholders.
Demonstrated depth in at least one functional assignment listed above; candidates are not expected to be experts in both.
Ability to manage recurring deadlines and maintain regular communication in a remote environment.

Experience in commercial lending, mortgage lending, specialty finance, banking, or another financial-services environment.
Experience with consolidated planning and forecasting, lending or portfolio analysis, liquidity and capital planning, or related work aligned with the assigned area.
Experience improving or automating recurring financial models and reporting processes.